1) This is a Mudaraba project which is a profit-loss sharing agreement. Here investors' money will be used to finance the farmers to buy cows and after a certain time, the cows will be sold. After selling those cows we will share the profit with the investors. There is no chance for investors to exit in case of emergencies. This is because we will purchase the cows and sell those cows after a certain time, thus we cannot return your investment before the project closure.
2) Duration of Investment
The total investment amount will be - 15,00,000.
This investment will be for 8 Months.
3) Projected ROI(Return of Investment)
As you know this is a Mudaraba project so the return on investment is not fixed. But the projection ROI will be 15%-18% annually. After every 4 months, the investor will receive a halal dividend. (excluding service charges).
4) Investment Part
The minimum investment is 20,000 taka, or the investors can invest up to the project limit. Halal dividends will be disbursed every 4 months.
5) Loss Sharing
According to the Mudaraba Principle, if any loss happens, investors will take 100% of it.
6) Service Charge
Agro Next will apply a 25% service charge on whole profits. It should be noted that all of the mentioned ROI above are provided after excluding this service charge.
7) Contract Conditions
- Investors will enter into a Mudaraba contract, which is a profit-loss sharing agreement.
- The profit will be distributed at the end of every 4 months with the investors.
- Agro Next will return the invested amount after successfully project closuer.
- This project may be extended for a few days. It will be notified to investors.
8) Risk Factor
According to our calculations, although the risk factor stands at 5%, our highly expert team is confident in their ability to solve and manage these risks effectively.
9) Payment Delay
Agro Next has conducted an in-house analysis of the projected returns of the business and expects to be able to repay on time, barring any unforeseen risk factors.
10) Security
Agro Next provides the following documents to investors:
- Money Receipt
- Contract Deed (300 tk Stamp)
